/* ═══════════════════════════════════════════════
   CBE HOME LOANS — styles.css
   Precision rebuild from Figma node data
   Canvas: 1728px → Container: 1200px
   Section vertical padding: 120px (from Figma paddingTop/Bottom)
═══════════════════════════════════════════════ */

*, *::before, *::after { box-sizing: border-box; }


:root {
  --bg-page:    #f3f1f8;
  --bg-dark:    #181818;
  --bg-navy:    #181d27;
  --bg-white:   #ffffff;
  --bg-off:     #fdfdfd;
  --bg-card:    #f9f8ff;
  --bg-light:   #f3f2f9;
  --bg-lime:    rgba(233,255,167,0.4);
  --bg-cbe-col: #1b317c;

  --text-black:   #000000;
  --text-dark:    #181d27;
  --text-body:    #414651;
  --text-mid:     #535862;
  --text-muted:   #6e6e6e;
  --text-faint:   #a4a7ae;
  --text-white:   #ffffff;
  --text-off:     #fdfdfd;
  --text-profile: #292e3d;
  --text-pbody:   #525c7a;
  --text-head:    #252b37;

  --blue:         #003fff;
  --blue-mid:     #1e4aeb;
  --blue-link:    #0040ff;
  --blue-rate:    #0066ff;
  --blue-cbe:     #0049b6;
  --green:        #34c759;
  --green-dark:   #008923;
  --lime-border:  #1eff74;
  --divider:      #d5d7da;
  --divider-lt:   #e9e7f6;
  --purple-bar:   #c9c1f7;

  --font:      'Geist', -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;
  --font-mono: 'Geist Mono', 'Courier New', monospace;

  --container: 1200px;
  --nav-h:     72px;
  --announce-h: 40px;
}

/* ─── Reset ─── */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; }
body { font-family: var(--font); background: var(--bg-page); color: var(--text-black); -webkit-font-smoothing: antialiased; }
img { display: block; max-width: 100%; height: auto; }
a { text-decoration: none; color: inherit; }
ul { list-style: none; }
button { cursor: pointer; border: none; background: none; font-family: var(--font); }

/* ─── Layout ─── */
.container { max-width: var(--container); margin: 0 auto; padding: 0 24px; }
.text-center { text-align: center; }
.br-desk { display: none; }
@media (min-width: 900px) { .br-desk { display: inline; } }

/* ─── Eyebrow (Geist Mono label) ─── */
.eyebrow {
  display: block;
  font-family: var(--font-mono);
  font-size: 12px;
  font-weight: 400;
  color: var(--text-black);
  letter-spacing: 0;
  text-transform: uppercase;
  line-height: 12.18px;
}
.eyebrow--light { color: var(--text-off); }

/* ─── Buttons — ALL pill-shaped (border-radius from Figma: 204–236px) ─── */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  height: 40px;
  padding: 12px 24px;
  border-radius: 999px;
  font-family: var(--font);
  font-size: 14px;
  font-weight: 600;
  line-height: 18px;
  letter-spacing: 0.02em;
  transition: opacity .15s, transform .1s;
  white-space: nowrap;
  border: none;
}
.btn:hover { opacity: .88; }
.btn:active { transform: scale(.97); }

/* Primary: dark pill */
.btn--primary { background: var(--bg-dark); color: var(--text-white); }

/* Outline: off-white pill with dark border */
.btn--outline-dark {
  background: var(--bg-off);
  color: var(--text-black);
  border: 1px solid #535862;
  padding: 12px 16px;
}

/* White/light (used in final CTA — same outline style, dark bg context) */
.btn--white {
  background: var(--bg-off);
  color: var(--text-black);
  border: 1px solid #535862;
  padding: 12px 16px;
}

/* Form submit button — full-width pill */
.btn--form {
  width: 100%;
  height: 40px;
  padding: 12px 24px;
  font-size: 14px;
  font-weight: 600;
  letter-spacing: 0.02em;
  background: var(--bg-dark);
  color: var(--text-white);
  border-radius: 999px;
}
.btn--form:hover { background: #000; }

/* ─── Section common padding (Figma: 120px top/bottom) ─── */
.section-pad { padding: 120px 0; }

/* ═══ ANNOUNCEMENT BAR ═══ */
.announcement-bar {
  position: fixed;
  top: 0; left: 0; right: 0;
  height: var(--announce-h);
  background: var(--blue-cbe);
  z-index: 101;
  display: flex;
  align-items: center;
  justify-content: center;
  overflow: hidden;
}
.announcement-bar__item {
  position: absolute;
  width: 100%;
  text-align: center;
  font-size: 13px;
  font-weight: 400;
  color: #fff;
  letter-spacing: 0.01em;
  opacity: 0;
  transition: opacity 0.6s ease;
  pointer-events: none;
  padding: 0 24px;
}
.announcement-bar__item.active {
  opacity: 1;
  pointer-events: auto;
}
.announcement-bar__dot {
  display: inline-block;
  width: 6px;
  height: 6px;
  border-radius: 50%;
  margin-right: 8px;
  vertical-align: middle;
  flex-shrink: 0;
}
.announcement-bar__dot--green { background: #4ade80; }
.announcement-bar__dot--amber { background: #fbbf24; }
.announcement-bar__dot--blue  { background: #93c5fd; }
.announcement-bar__item a {
  color: #fff;
  font-weight: 600;
  text-decoration: underline;
  text-underline-offset: 2px;
  margin-left: 10px;
  white-space: nowrap;
}

/* ═══ LENDER BADGE ═══ */
.lender-badge {
  position: absolute;
  top: -14px;
  left: 24px;
  width: max-content;
  height: 26px;
  border-radius: 20px;
  padding: 0 14px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 10px;
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  white-space: nowrap;
}
.lender-badge--green  { background: #dcfce7; color: #16a34a; }
.lender-badge--amber  { background: #fef3c7; color: #b45309; }
.lender-badge--blue   { background: #dbeafe; color: #1d4ed8; }

/* ═══ NAV ═══ */
.nav {
  position: fixed;
  top: var(--announce-h); left: 0; right: 0;
  height: var(--nav-h);
  background: #ffffff;
  z-index: 100;
  border-bottom: 1px solid #e9eaeb;
}
.nav__inner {
  height: 100%;
  display: flex;
  align-items: center;
  justify-content: space-between;
}
.nav__logo {
  display: flex;
  align-items: center;
  gap: 10px;
  color: var(--text-dark);
}
.nav__logo-img {
  height: 36px;
  width: auto;
  object-fit: contain;
  filter: none;
}
.nav__logo-text {
  font-size: 16px;
  font-weight: 700;
  line-height: 1.2;
  color: var(--text-dark);
}
.nav__logo-text small {
  display: block;
  font-size: 11px;
  font-weight: 400;
  opacity: .6;
  color: var(--text-mid);
}
.nav__actions { display: flex; align-items: center; gap: 20px; }
.nav__link {
  font-size: 14px;
  font-weight: 600;
  color: var(--text-mid);
  letter-spacing: 0.02em;
}
.nav__link:hover { color: var(--text-dark); }

/* ═══ HERO ═══
   paddingTop:80px, paddingBottom:40px
   Content max-width: 800px, centered
   Text gap: 19px, outer gap: 40px to CTAs
═══ */
.hero {
  padding-top: calc(var(--announce-h) + var(--nav-h) + 80px);
  padding-bottom: 40px;
  background: var(--bg-page);
  text-align: center;
}
.hero__inner {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 40px;
}
.hero__text-group {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 12px;
  max-width: 980px;
}
.hero .eyebrow { color: var(--text-body); }
.hero__headline {
  font-family: var(--font);
  font-size: 48px;
  font-weight: 600;
  line-height: 52.8px;
  letter-spacing: -0.05em;
  color: var(--text-black);
  max-width: 960px;
}
.hero__sub {
  font-size: 18px;
  font-weight: 400;
  color: var(--text-body);
  line-height: 25.2px;
  max-width: 720px;
  margin-top: 8px;
}
.hero__ctas { display: flex; gap: 20px; flex-wrap: wrap; justify-content: center; }
.hero__ctas .btn { min-width: 240px; padding: 12px 32px; justify-content: center; }

/* ═══ BANK STRIP ═══
   Background: PAGE COLOR (#f3f1f8) — NOT dark
   Logos are in white slots (bg #fff, border-radius 4px)
   Eyebrow text is black
═══ */
.bank-strip {
  background: var(--bg-page);
  padding: 40px 0;
  text-align: center;
}
.bank-strip__inner {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 24px;
}
.bank-strip .eyebrow { color: var(--text-black); }
.bank-strip__ticker-wrap {
  position: relative;
  width: 100%;
  overflow: hidden;
  -webkit-mask-image: linear-gradient(to right, transparent 0%, black 12%, black 88%, transparent 100%);
  mask-image: linear-gradient(to right, transparent 0%, black 12%, black 88%, transparent 100%);
}
.bank-strip__ticker {
  display: flex;
  align-items: center;
  gap: 8px;
  width: max-content;
  animation: bank-ticker 32s linear infinite;
}
.bank-strip__ticker:hover { animation-play-state: paused; }
.bank-strip__ticker img {
  height: 60px;
  width: auto;
  max-width: 200px;
  border-radius: 4px;
  flex-shrink: 0;
}
@keyframes bank-ticker {
  0%   { transform: translateX(0); }
  100% { transform: translateX(-50%); }
}
.bank-strip__note {
  font-size: 14px;
  font-weight: 400;
  color: var(--text-black);
  max-width: 720px;
  line-height: 19.6px;
}

/* ═══ TOOLKIT (dark card, light section wrapper) ═══
   Section: page bg
   Card: dark left (#181818) + white right (#fff)
   Left padding: 64px all; gap: 32px
   Right (form): padding 48px; gap: 40px
   Card box-shadow: 0 4px 4px rgba(0,0,0,0.25)
   Border-radius top: 8px
═══ */
.toolkit {
  background: #f3f1f8;
  padding: 32px 0;
}
.toolkit--bottom { padding: 120px 0; }
.toolkit .container {
  padding: 0;
  border-radius: 8px;
  filter: drop-shadow(0 4px 12px rgba(32,73,255,0.2));
}
.toolkit__inner {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 0;
  align-items: stretch;
  background: linear-gradient(135deg, #0c0c0c 0%, #0f1e3d 100%);
  border-radius: 8px 8px 0 0;
  overflow: hidden;
}
.toolkit__left {
  padding: 80px 64px 64px;
  background: transparent;
  display: flex;
  flex-direction: column;
  gap: 32px;
}
.toolkit__heading {
  font-size: 36px;
  font-weight: 600;
  color: #f5f5f5;
  line-height: 39.6px;
  letter-spacing: 0;
}
/* Badge — lime glow card */
.toolkit__badge {
  display: flex;
  flex-direction: row;
  align-items: center;
  gap: 16px;
  background: var(--bg-lime);
  border: 1px solid var(--lime-border);
  border-radius: 4px;
  padding: 24px;
  box-shadow: 0 0 70px 0 rgba(0,113,17,0.4);
  width: fit-content;
}
.toolkit__badge-icon {
  display: flex;
  align-items: center;
  justify-content: center;
  width: 56px;
  height: 56px;
  background: var(--bg-white);
  border-radius: 999px;
  flex-shrink: 0;
  font-size: 24px;
}
.toolkit__badge-icon img { width: 32px; height: 32px; object-fit: contain; }
.toolkit__badge-text {
  display: flex;
  flex-direction: column;
  gap: 2px;
}
.toolkit__save {
  font-size: 24px;
  font-weight: 600;
  color: var(--bg-off);
  line-height: 33.6px;
}
.toolkit__save-sub {
  font-size: 16px;
  font-weight: 400;
  color: var(--bg-off);
  line-height: 22.4px;
  letter-spacing: 0.02em;
}
/* Benefits list */
.toolkit__benefits {
  display: flex;
  flex-direction: column;
  gap: 0;
}
.toolkit__benefits li {
  display: flex;
  align-items: center;
  gap: 16px;
  padding: 12px 0;
  font-size: 18px;
  font-weight: 600;
  color: #f5f5f5;
  line-height: 25.2px;
  position: relative;
}
.toolkit__benefits li:not(:last-child)::after {
  content: '';
  position: absolute;
  bottom: 0;
  left: 0;
  right: 0;
  height: 1px;
  background: linear-gradient(to right,
    rgba(100, 150, 255, 0.65) 0%,
    rgba(80, 120, 255, 0.35) 40%,
    transparent 100%
  );
}
.toolkit__benefits li span:last-child { font-weight: 600; }
.benefit-icon {
  display: flex;
  align-items: center;
  justify-content: center;
  width: 40px;
  height: 40px;
  min-width: 40px;
  border-radius: 4px;
  font-size: 18px;
  border: 1px solid transparent;
  background:
    linear-gradient(rgba(255,255,255,0.15), rgba(255,255,255,0.12)) padding-box,
    linear-gradient(135deg, rgba(255,255,255,0.45) 0%, rgba(120,160,255,0.2) 50%, rgba(255,255,255,0.06) 100%) border-box;
  box-shadow: 0 0 12px rgba(120,160,255,0.15);
}
.benefit-icon img { width: 24px; height: 24px; object-fit: contain; }

/* Form panel (right side of toolkit) */
.toolkit__right {
  background: transparent;
  padding: 48px 48px 0 0;
  display: flex;
}
.lead-form {
  flex: 1;
  padding: 48px;
  background: var(--bg-white);
  border-radius: 8px 8px 0 0;
  display: flex;
  flex-direction: column;
  gap: 40px;
}
.lead-form__header {
  display: flex;
  flex-direction: column;
  gap: 8px;
  text-align: center;
}
.lead-form__title {
  font-size: 24px;
  font-weight: 600;
  color: var(--text-dark);
  line-height: 26.4px;
}
.lead-form__sub {
  font-size: 16px;
  font-weight: 400;
  color: #6e6e6e;
  line-height: 22.4px;
}
.lead-form__form { display: flex; flex-direction: column; gap: 12px; }
.lead-form__form .btn--form { margin-top: 28px; }

/* Trust / spam text */
.lead-form__trust {
  text-align: center;
  font-size: 14px;
  font-weight: 400;
  color: var(--text-black);
  letter-spacing: 0.02em;
  line-height: 19.6px;
}

/* Footer bar below the card — blue strip */
.toolkit-footer-bar {
  background: var(--blue-cbe);
  padding: 16px 24px;
  border-radius: 0 0 8px 8px;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 24px;
  font-size: 14px;
  color: #f5f5f5;
  letter-spacing: 0.02em;
  line-height: 19.6px;
}
.toolkit-footer-bar .dot {
  width: 4px;
  height: 4px;
  border-radius: 50%;
  background: #fff;
  flex-shrink: 0;
}

/* Fields */
.field { display: flex; flex-direction: column; gap: 8px; }
.field__label {
  font-size: 13px;
  font-weight: 500;
  color: var(--text-black);
  letter-spacing: 0.02em;
  line-height: 18.2px;
}
.field__input {
  width: 100%;
  height: 48px;
  padding: 0 16px;
  border: 1px solid #d7d7d7;
  border-radius: 4px;
  font-family: var(--font);
  font-size: 14px;
  color: var(--text-black);
  background: var(--bg-white);
  outline: none;
  transition: border-color .15s;
  appearance: none;
  -webkit-appearance: none;
}
select.field__input {
  padding-right: 44px;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='16' height='16' viewBox='0 0 24 24' fill='none' stroke='%23666666' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpolyline points='6 9 12 15 18 9'%3E%3C/polyline%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: right 14px center;
}
.field__input:focus { border-color: var(--blue-mid); }
.field__input::placeholder { color: var(--text-faint); }

/* ═══ LENDERS ═══
   bg: page color
   paddingTop: 120px, paddingBottom: 40px
   Cards: bg #fff, border-radius 4px, box-shadow 0 2px 2px rgba(32,73,255,0.1)
   Rate section: border-top 1px solid #d3d3d3
   Tag: bg #f3f2f9, border-radius 2px
═══ */
.lenders {
  background: var(--bg-page);
  padding: 120px 0 40px;
  overflow: hidden;
}
.lenders__header {
  display: grid;
  grid-template-columns: 1fr auto;
  gap: 12px 48px;
  align-items: end;
  margin-bottom: 48px;
}
.lenders__header h2 {
  font-size: 32px;
  font-weight: 600;
  line-height: 38.4px;
  letter-spacing: -0.05em;
  color: var(--text-black);
  grid-column: 1;
  grid-row: 1;
}
.lenders__header p {
  font-size: 16px;
  font-weight: 400;
  color: var(--text-body);
  line-height: 22.4px;
  max-width: 578px;
  grid-column: 1;
  grid-row: 2;
}
.lenders__header .btn { grid-column: 2; grid-row: 1 / 3; align-self: center; }
.lenders__carousel-wrap {
  overflow: hidden;
  margin-left: -32px;
  margin-right: -32px;
  -webkit-mask-image: linear-gradient(to right, transparent 0px, black 32px, black calc(100% - 32px), transparent 100%);
  mask-image: linear-gradient(to right, transparent 0px, black 32px, black calc(100% - 32px), transparent 100%);
}
.lenders__cards {
  display: flex;
  gap: 20px;
  overflow-x: auto;
  scroll-behavior: smooth;
  scrollbar-width: none;
  -ms-overflow-style: none;
  padding-left: 32px;
  padding-right: 32px;
  padding-bottom: 4px;
  padding-top: 18px;
}
.lenders__cards::-webkit-scrollbar { display: none; }
.lenders__carousel-nav {
  display: flex;
  justify-content: center;
  gap: 12px;
  margin-top: 32px;
}
.carousel-btn {
  width: 44px;
  height: 44px;
  border-radius: 50%;
  border: 1.5px solid #d5d7da;
  background: #ffffff;
  color: #181d27;
  cursor: pointer;
  display: flex;
  align-items: center;
  justify-content: center;
  transition: border-color .15s, color .15s;
}
.carousel-btn:hover { border-color: #003fff; color: #003fff; }
.lender-card {
  min-width: 300px;
  max-width: 300px;
  flex-shrink: 0;
  background: var(--bg-white);
  border-radius: 4px;
  box-shadow: 0 2px 2px rgba(32,73,255,0.1);
  padding: 24px;
  display: flex;
  flex-direction: column;
  gap: 0;
  position: relative;
}
.lender-card__logo { height: 64px; display: flex; align-items: center; margin-bottom: 24px; }
.lender-card__logo img { height: 56px; width: auto; max-width: 200px; object-fit: contain; }
.lender-card h4 {
  font-size: 20px;
  font-weight: 600;
  color: var(--text-black);
  line-height: 28px;
  margin-bottom: 8px;
}
.lender-card p {
  font-size: 14px;
  font-weight: 400;
  color: #666666;
  line-height: 21px;
  flex: 1;
  padding-bottom: 24px;
}
.lender-card__rate-row {
  margin-top: auto;
  padding-top: 20px;
  border-top: 1px solid #d3d3d3;
  display: flex;
  flex-direction: column;
  gap: 10px;
}
.lender-card__rate {
  font-size: 20px;
  font-weight: 600;
  color: var(--text-black);
  line-height: 28px;
}
.lender-tag {
  display: inline-block;
  font-size: 12px;
  font-weight: 400;
  color: var(--text-black);
  background: #f3f2f9;
  border-radius: 2px;
  padding: 4px 12px;
  line-height: 16.8px;
  width: fit-content;
}

/* ═══ SAVINGS ═══
   bg: #ffffff
   paddingTop/Bottom: 120px
   Items: bg #f3f2f9, border 1px #e9e7f6, border-radius 4px, padding 24px, gap 16px
   Item icon: white 48×48 box, border-radius 2px, padding 8px
   Item title: 16px weight 600 color #252b37
   Item body: 14px color #535862 letter-spacing 0.02em
   Total: lime glow card (same as badge)
═══ */
.savings {
  background: var(--bg-white);
  padding: 120px 0;
}
.savings__inner {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 20px;
  align-items: start;
}
.savings__left {
  padding-right: 120px;
  display: flex;
  flex-direction: column;
  gap: 12px;
}
.savings__left .eyebrow { color: var(--text-black); }
.savings__left h2 {
  font-size: 32px;
  font-weight: 600;
  line-height: 38.4px;
  letter-spacing: -0.05em;
  color: var(--text-black);
}
.savings__left p {
  font-size: 20px;
  font-weight: 400;
  color: var(--text-mid);
  line-height: 28px;
}
.savings__right {
  display: flex;
  flex-direction: column;
  gap: 20px;
}
/* Each savings card */
.savings__item {
  background: #f3f2f9;
  border: 1px solid #e9e7f6;
  border-radius: 4px;
  padding: 24px;
  display: flex;
  flex-direction: row;
  gap: 16px;
  align-items: flex-start;
}
.savings__item-icon {
  display: flex;
  align-items: center;
  justify-content: center;
  width: 48px;
  height: 48px;
  min-width: 48px;
  background: var(--bg-white);
  border-radius: 2px;
  overflow: hidden;
}
.savings__item-icon img {
  width: 32px;
  height: 32px;
  object-fit: contain;
}
.savings__item-body { display: flex; flex-direction: column; gap: 4px; }
.savings__item-body h4 {
  font-size: 16px;
  font-weight: 600;
  color: #252b37;
  line-height: 22.4px;
}
.savings__item-body p {
  font-size: 14px;
  font-weight: 400;
  color: var(--text-mid);
  line-height: 19.6px;
  letter-spacing: 0.02em;
}
.savings__total {
  background: var(--bg-lime);
  border: 1px solid var(--lime-border);
  border-radius: 4px;
  padding: 24px;
  display: flex;
  flex-direction: row;
  align-items: center;
  justify-content: space-between;
  box-shadow: 0 0 70px 0 rgba(0,113,17,0.2);
  gap: 16px;
}
.savings__total span {
  font-size: 16px;
  font-weight: 400;
  color: #252b37;
  letter-spacing: 0.02em;
}
.savings__total strong {
  font-size: 24px;
  font-weight: 600;
  color: var(--text-dark);
}

/* ═══ COMPARISON ═══
   bg: page color
   paddingTop/Bottom: 120px
   Table: border 1px #e9eaeb, border-radius 8px, box-shadow 0 2px 2px rgba(32,73,255,0.1)
   Header row: 80px tall, padding 12px 24px, text-align center
   Data rows: 80px tall, padding 12px 24px, border-bottom 1px #d5d7da
   Left col (bank): bg #fdfdfd, text weight 400
   Right col (CBE): bg #fff, text weight 500
   CBE header: bg #1b317c, text #fdfdfd
═══ */
.comparison {
  background: #f3f1f8;
  padding: 120px 0;
}
.comparison__inner { display: grid; grid-template-columns: 1fr 1fr; gap: 20px; align-items: start; }
.comparison__intro {
  padding-right: 120px;
  display: flex;
  flex-direction: column;
  gap: 12px;
}
.comparison__intro .eyebrow { color: var(--text-black); }
.comparison__intro h2 {
  font-size: 32px;
  font-weight: 600;
  line-height: 38.4px;
  letter-spacing: -0.05em;
  color: var(--text-black);
}
.comparison__intro p {
  font-size: 20px;
  font-weight: 400;
  color: var(--text-body);
  line-height: 28px;
}
.comparison__table {
  border: 1px solid #e9eaeb;
  border-radius: 8px;
  box-shadow: 0 2px 2px rgba(32,73,255,0.1);
  overflow: hidden;
}
/* Header row */
.comparison__header-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
}
.comparison__col-hd {
  padding: 12px 24px;
  min-height: 80px;
  display: flex;
  flex-direction: column;
  justify-content: center;
  align-items: center;
  gap: 2px;
  border-bottom: 1px solid var(--divider);
}
.comparison__col-hd h4 {
  font-size: 16px;
  font-weight: 600;
  letter-spacing: 0.02em;
  line-height: 22.4px;
}
.comparison__col-hd span {
  font-size: 14px;
  font-weight: 400;
  letter-spacing: 0.02em;
  line-height: 19.6px;
}
.comparison__col-hd--bank { background: var(--bg-off); }
.comparison__col-hd--bank h4 { color: #252b37; }
.comparison__col-hd--bank span { color: var(--text-black); }
.comparison__col-hd--cbe { background: linear-gradient(135deg, #0c0c0c 0%, #0f1e3d 100%); }
.comparison__col-hd--cbe h4 { color: var(--bg-off); }
.comparison__col-hd--cbe span { color: #e9eaeb; }
/* Data rows */
.comparison__data-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  border-bottom: 1px solid var(--divider);
}
.comparison__data-row:last-child { border-bottom: none; }
.comparison__cell {
  padding: 12px 24px;
  min-height: 80px;
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: 16px;
  letter-spacing: 0.02em;
  line-height: 22.4px;
}
.comparison__cell--bank { background: var(--bg-off); color: var(--text-black); font-weight: 400; }
.comparison__cell--cbe  { background: var(--bg-white); color: var(--text-black); font-weight: 500; }
.comparison__cell-icon { font-size: 12px; flex-shrink: 0; }
/* Footer */
.comparison__footer {
  padding: 12px 24px;
  min-height: 80px;
  display: flex;
  flex-direction: column;
  justify-content: center;
  align-items: center;
  gap: 4px;
  border-top: 1px solid var(--divider);
  grid-column: 1 / -1;
  background: linear-gradient(135deg, #0c0c0c 0%, #0f1e3d 100%);
}
.comparison__footer strong {
  font-size: 16px;
  font-weight: 600;
  color: var(--bg-off);
  letter-spacing: 0.02em;
}
.comparison__footer span {
  font-size: 14px;
  font-weight: 400;
  color: #e9eaeb;
  letter-spacing: 0.02em;
}

/* ═══ PROFILES ═══
   bg: #ffffff
   paddingTop/Bottom: 80px inner (section has 80px from Figma)
   Cards: bg #f9f8ff, border-radius 4px, box-shadow 0 2px 2px rgba(32,73,255,0.1)
   Card paddingTop: 24px, paddingBottom: 28px, paddingLeft/Right: 24px
   Grid: 3 columns, gap 20px
   Title: 18px weight 500 color #292e3d letter-spacing -0.01em
   Body: 14px color #525c7a line-height 20px
   Link: 13px color #0040ff
═══ */
.profiles {
  background: var(--bg-white);
  padding: 80px 0;
}
.profiles__inner { display: flex; flex-direction: column; align-items: center; }
.profiles__inner .eyebrow { color: var(--text-black); margin-bottom: 12px; }
.profiles__inner h2 {
  font-size: 32px;
  font-weight: 600;
  line-height: 38.4px;
  letter-spacing: -0.05em;
  color: var(--text-black);
  text-align: center;
  margin-bottom: 32px;
}
.profiles__sub {
  font-size: 18px;
  font-weight: 400;
  color: var(--text-black);
  line-height: 25.2px;
  text-align: center;
  max-width: 800px;
  margin-bottom: 40px;
}
.profiles__ctas {
  display: flex;
  gap: 20px;
  justify-content: center;
  margin-bottom: 48px;
  flex-wrap: wrap;
}
.profiles__ctas .btn { min-width: 240px; padding: 12px 32px; justify-content: center; }
.profiles__grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 20px;
  width: 100%;
}
.profile-card {
  background: var(--bg-card);
  border-radius: 4px;
  box-shadow: 0 2px 2px rgba(32,73,255,0.1);
  padding: 24px 24px 28px;
  display: flex;
  flex-direction: column;
  gap: 16px;
  height: 100%;
  box-sizing: border-box;
}
.profile-card__icon { font-size: 24px; color: #161616; }
.profile-card__body { display: flex; flex-direction: column; gap: 24px; flex: 1; }
.profile-card__texts { display: flex; flex-direction: column; gap: 0; flex: 1; }
.profile-card h4 {
  font-size: 18px;
  font-weight: 500;
  color: var(--text-profile);
  line-height: 28px;
  letter-spacing: -0.01em;
  margin-bottom: 0;
}
.profile-card p {
  font-size: 14px;
  font-weight: 400;
  color: var(--text-pbody);
  line-height: 20px;
}
.profile-card__link {
  font-size: 13px;
  font-weight: 400;
  color: var(--blue-link);
  letter-spacing: 0.02em;
  line-height: 16px;
}
.profile-card__link:hover { text-decoration: underline; }

/* ═══ EMI CALCULATOR ═══
   bg: page color
   paddingTop/Bottom: 120px
   Slider: track bg #c9c1f7, thumb bg #1e4aeb (BLUE)
   EMI label: color #0040ff (blue)
   EMI value: 48px weight 500 letter-spacing -0.05em
   Result panel: bg #fdfdfd, border 1px #c9c1f7, border-radius 0 4px 4px 0, padding 32px
   Stat boxes: bg #fff, padding 24px, border-radius 4px, box-shadow 0 2px 2px rgba(32,73,255,0.1)
   Bank rows: border-bottom 1px #c9c1f7
═══ */
.calculator {
  background: var(--bg-page);
  padding: 120px 0;
}
.calculator__inner {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 20px;
  align-items: start;
}
.calculator__left { padding-right: 40px; display: flex; flex-direction: column; gap: 32px; }
.calculator__left-top { display: flex; flex-direction: column; gap: 12px; }
.calculator__left-top .eyebrow { color: var(--text-black); }
.calculator__left h2 {
  font-size: 32px;
  font-weight: 600;
  line-height: 38.4px;
  letter-spacing: -0.05em;
  color: var(--text-black);
}
.calculator__left > p,
.calculator__left .calc-desc {
  font-size: 20px;
  font-weight: 400;
  color: var(--text-mid);
  line-height: 28px;
}
.calc-fields { display: flex; flex-direction: column; gap: 20px; }
.calc-field { display: flex; flex-direction: column; gap: 10px; }
.calc-field .calc-label-row {
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 12px;
}
.calc-field label,
.calc-field .calc-label-row label {
  font-size: 14px;
  font-weight: 500;
  color: var(--text-mid);
  line-height: 20px;
}
.calc-input {
  width: 110px;
  height: 32px;
  padding: 0 10px;
  border: 1px solid #d7d7d7;
  border-radius: 4px;
  font-family: var(--font);
  font-size: 13px;
  font-weight: 500;
  color: var(--text-dark);
  text-align: right;
  background: #fff;
  outline: none;
  flex-shrink: 0;
}
.calc-input:focus { border-color: #1e4aeb; }
.calc-field select.field__input { height: 48px; padding-right: 44px; }
input[type="range"] {
  width: 100%;
  appearance: none;
  height: 4px;
  border-radius: 999px;
  background: var(--purple-bar);
  outline: none;
}
input[type="range"]::-webkit-slider-thumb {
  appearance: none;
  width: 16px;
  height: 16px;
  border-radius: 50%;
  background: var(--blue-mid);
  cursor: pointer;
}
.disclaimer {
  font-size: 12px;
  color: var(--text-faint);
  margin-top: 20px;
  line-height: 1.4;
}
.calculator__right { padding-left: 40px; display: flex; flex-direction: column; gap: 20px; }
/* Result panel */
.calc-result {
  background: linear-gradient(135deg, #0c0c0c 0%, #0f1e3d 100%);
  border: none;
  border-radius: 12px;
  padding: 32px;
  box-shadow: 0 8px 32px rgba(0,0,0,0.24);
  display: flex;
  flex-direction: column;
  gap: 24px;
}
.calc-result__main {
  display: flex;
  flex-direction: column;
  gap: 8px;
  padding-bottom: 24px;
  border-bottom: 1px solid rgba(255,255,255,0.1);
}
.calc-result__label {
  font-size: 11px;
  font-weight: 500;
  color: rgba(255,255,255,0.5);
  line-height: 16px;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  display: block;
}
.calc-result__emi {
  font-size: 48px;
  font-weight: 600;
  color: #ffffff;
  letter-spacing: -0.05em;
  line-height: 57.6px;
}
.calc-result__row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 12px;
}
.calc-stat-box {
  background: rgba(255,255,255,0.07);
  border: 1px solid rgba(255,255,255,0.1);
  border-radius: 8px;
  padding: 20px;
  display: flex;
  flex-direction: column;
  gap: 6px;
}
.calc-stat-box .calc-result__label { color: rgba(255,255,255,0.5); }
.calc-result__stat {
  font-size: 22px;
  font-weight: 600;
  color: #ffffff;
  line-height: 28px;
}
/* Bank comparison table in calculator */
.calc-banks {
  display: flex;
  flex-direction: column;
  gap: 0;
  background: #ffffff;
  border: 1px solid #e9eaeb;
  border-radius: 12px;
  padding: 20px 24px;
}
.calc-banks__title {
  font-size: 11px;
  font-weight: 500;
  color: var(--text-faint);
  letter-spacing: 0.08em;
  text-transform: uppercase;
  line-height: 16px;
  margin-bottom: 12px;
}
.calc-bank-row {
  display: flex;
  align-items: center;
  padding: 12px 0;
  border-bottom: 1px solid #f0f0f4;
  gap: 8px;
}
.calc-bank-row:last-child { border-bottom: none; }
.calc-bank-row.lowest { background: #f0fdf4; border-radius: 6px; padding: 12px 8px; margin: 0 -8px; }
.calc-bank-row .bank-name {
  flex: 1;
  font-size: 13px;
  font-weight: 400;
  color: var(--text-mid);
}
.rate-tag {
  font-size: 12px;
  font-weight: 600;
  color: #1e4aeb;
  background: #eef2ff;
  padding: 2px 8px;
  border-radius: 4px;
  white-space: nowrap;
}
.badge-holder {
  width: 60px;
  flex-shrink: 0;
  display: flex;
  align-items: center;
  justify-content: flex-end;
}
.calc-bank-row .emi-val {
  font-size: 15px;
  font-weight: 700;
  color: var(--text-dark);
  width: 80px;
  flex-shrink: 0;
  text-align: right;
}
.badge-lowest {
  display: inline-block;
  background: #d1fae5;
  color: #065f46;
  font-size: 10px;
  font-weight: 600;
  letter-spacing: 0.04em;
  padding: 2px 6px;
  border-radius: 4px;
  margin-left: 4px;
  vertical-align: middle;
  text-transform: uppercase;
}

/* ═══ HOW IT WORKS ═══
   bg: #ffffff
   paddingTop/Bottom: 80px inner
   Step cards: bg #fff, border-radius 4px, gap 20px
   Step number: circle bg #1b317c, border-radius 95px, border 8px white OUTSIDE, size 48×48px
   Number text: 18px weight 800 color #fdfdfd
   Step title: 18px weight 600 color #292e3d letter-spacing -0.01em
   Step body: 14px color #525c7a line-height 20px
═══ */
.how-it-works {
  background: var(--bg-white);
  padding: 80px 0;
}
.how-it-works__inner {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 32px;
}
.how-it-works__header {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 12px;
  max-width: 800px;
}
.how-it-works__header .eyebrow { color: var(--text-black); }
.how-it-works__header h2 {
  font-size: 32px;
  font-weight: 600;
  line-height: 38.4px;
  letter-spacing: -0.05em;
  color: var(--text-black);
  text-align: center;
}
.how-sub {
  font-size: 18px;
  font-weight: 400;
  color: var(--text-black);
  line-height: 25.2px;
  text-align: center;
  max-width: 680px;
}
.steps {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 20px;
  width: 100%;
}
.step {
  background: var(--bg-white);
  border-radius: 4px;
  padding: 32px 24px;
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 16px;
  box-shadow: 0 2px 2px rgba(32,73,255,0.05);
}
.step__num-wrap {
  display: flex;
  justify-content: center;
  margin-bottom: 0;
  z-index: 1;
  position: relative;
}
.step__num {
  display: flex;
  align-items: center;
  justify-content: center;
  width: 48px;
  height: 48px;
  border-radius: 50%;
  background: var(--bg-cbe-col);
  outline: 8px solid var(--bg-white);
  font-size: 18px;
  font-weight: 800;
  color: var(--bg-off);
  line-height: 28px;
  letter-spacing: -0.01em;
}
.step__content {
  padding: 0;
  display: flex;
  flex-direction: column;
  gap: 8px;
  text-align: center;
  width: 100%;
}
.step h4 {
  font-size: 18px;
  font-weight: 600;
  color: var(--text-profile);
  line-height: 28px;
  letter-spacing: -0.01em;
}
.step p {
  font-size: 14px;
  font-weight: 400;
  color: var(--text-pbody);
  line-height: 20px;
}
.how-ctas { display: flex; gap: 20px; justify-content: center; flex-wrap: wrap; }
.how-ctas .btn { min-width: 240px; padding: 12px 32px; justify-content: center; }

/* ═══ SOCIAL PROOF ═══
   bg: page color
   paddingTop/Bottom: 120px
   2-column: left (header + stats), right (testimonials)
   Stats: 32px weight 600 color #1e4aeb (BLUE), border-left 1px #1e4aeb, paddingLeft 16px
   Stat label: 13px color #535862
   Testimonial cards: bg #fff, border-radius 4px, box-shadow 0 2px 2px rgba(32,73,255,0.1)
   Card padding: 24px, gap 32px
   Card text: 14px color #525c7a line-height 20px
   Author name: 12px weight 600 color #292e3d
   Author sub: 11px color #535862
═══ */
.social-proof {
  background: #f3f1f8;
  padding: 120px 0;
}
.social-proof__inner {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 20px;
  align-items: start;
}
.stats-block { display: flex; flex-direction: column; gap: 48px; }
.stats-header { display: flex; flex-direction: column; gap: 12px; }
.stats-header .eyebrow { color: var(--text-black); }
.stats-header h2 {
  font-size: 32px;
  font-weight: 600;
  line-height: 38.4px;
  letter-spacing: -0.05em;
  color: var(--text-black);
}
.stats { display: flex; flex-direction: column; gap: 32px; }
.stat {
  display: flex;
  flex-direction: column;
  gap: 12px;
  border-left: 2px solid #1e4aeb;
  padding-left: 16px;
}
.stat__val {
  font-size: 32px;
  font-weight: 600;
  color: #1e4aeb;
  line-height: 38.4px;
  letter-spacing: -0.05em;
}
.stat__lbl {
  font-size: 13px;
  font-weight: 400;
  color: var(--text-mid);
  letter-spacing: 0.02em;
  line-height: 16px;
}
/* Testimonials */
.testimonials { display: flex; flex-direction: column; gap: 20px; }
.testimonials .eyebrow { color: var(--text-black); }
.testimonials__grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 20px;
}
.testimonial {
  background: var(--bg-white);
  border-radius: 4px;
  box-shadow: 0 2px 2px rgba(32,73,255,0.1);
  padding: 24px;
  display: flex;
  flex-direction: column;
  gap: 32px;
}
.testimonial p {
  font-size: 14px;
  font-weight: 400;
  color: var(--text-pbody);
  line-height: 20px;
  flex: 1;
}
.testimonial__author {
  display: flex;
  flex-direction: row;
  align-items: center;
  gap: 8px;
}
.testimonial__author-avatar {
  width: 36px;
  height: 36px;
  border-radius: 50%;
  background: #e9e9eb;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 16px;
  flex-shrink: 0;
}
.testimonial__author-text { display: flex; flex-direction: column; gap: 4px; }
.testimonial__author strong {
  font-size: 12px;
  font-weight: 600;
  color: var(--text-profile);
  letter-spacing: -0.01em;
  line-height: 12px;
}
.testimonial__author span {
  font-size: 11px;
  font-weight: 400;
  color: var(--text-mid);
  letter-spacing: 0.02em;
  line-height: 11px;
}

/* ═══ FAQ ═══
   bg: #ffffff
   paddingTop/Bottom: 120px
   2-column: left (header), right (FAQ items)
   Items: bg #f3f2f9, border 1px #e9e7f6, border-radius 4px, padding 16px 24px, gap 12px
   Toggle btn: bg #fff, border-radius 88px, size 40×40px
   Question text: 16px weight 600 color #252b37
   Answer text: 14px color #535862
═══ */
.faq {
  background: var(--bg-white);
  padding: 120px 0;
}
.faq__inner {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 80px;
  align-items: start;
}
.faq__left {
  display: flex;
  flex-direction: column;
  gap: 12px;
  position: sticky;
  top: calc(var(--announce-h) + var(--nav-h) + 40px);
}
.faq__left .eyebrow { color: var(--text-black); }
.faq__left h2 {
  font-size: 32px;
  font-weight: 600;
  line-height: 38.4px;
  letter-spacing: -0.05em;
  color: var(--text-black);
}
.faq__left p {
  font-size: 20px;
  font-weight: 400;
  color: var(--text-mid);
  line-height: 28px;
}
.faq__list { display: flex; flex-direction: column; gap: 12px; }
.faq__item {
  background: #f3f2f9;
  border: 1px solid #e9e7f6;
  border-radius: 4px;
  overflow: hidden;
}
.faq__q {
  width: 100%;
  padding: 16px 24px;
  display: flex;
  flex-direction: row;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  text-align: left;
}
.faq__q-text {
  font-size: 16px;
  font-weight: 600;
  color: #252b37;
  line-height: 22.4px;
  flex: 1;
}
.faq__toggle {
  width: 40px;
  height: 40px;
  min-width: 40px;
  border-radius: 88px;
  background: var(--bg-white);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 16px;
  color: var(--text-black);
  transition: transform .2s;
  flex-shrink: 0;
}
.faq__q[aria-expanded="true"] .faq__toggle { transform: rotate(180deg); }
.faq__a {
  max-height: 0;
  overflow: hidden;
  transition: max-height .25s ease, padding .25s;
  font-size: 14px;
  font-weight: 400;
  color: var(--text-mid);
  line-height: 19.6px;
  letter-spacing: 0.02em;
  padding: 0 24px;
}
.faq__a.open { max-height: 400px; padding: 0 24px 20px; }

/* ═══ FINAL CTA (dark navy section containing contact + CTA + footer) ═══
   bg: #181d27
   paddingTop/Bottom: 80px inner
   gap: 80px between CTA and contacts
   Eyebrow: color #e9eaeb
   Title: 32px weight 600 color #fdfdfd
   Body: 18px color #a4a7ae line-height 25.2px
   CTA button: outline style (bg #fdfdfd, border #535862)
═══ */
.dark-footer-wrapper {
  background: linear-gradient(135deg, #0c0c0c 0%, #0f1e3d 100%);
}
.final-cta {
  padding: 120px 0;
}
.final-cta__inner {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 80px;
}
.final-cta__content {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 40px;
}
.final-cta__text {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 16px;
  max-width: 800px;
}
.contact-link {
  font-size: 14px;
  font-weight: 400;
  color: rgba(255,255,255,0.75);
  text-decoration: underline;
  text-underline-offset: 3px;
  line-height: 1.6;
}
a.contact-link:hover { color: var(--bg-off); }
.final-cta .eyebrow { color: #e9eaeb; }
.final-cta h2 {
  font-size: 32px;
  font-weight: 600;
  color: var(--bg-off);
  line-height: 38.4px;
  letter-spacing: -0.05em;
  text-align: center;
}
.final-cta p {
  font-size: 18px;
  font-weight: 400;
  color: var(--text-faint);
  line-height: 25.2px;
  text-align: center;
}

/* ═══ FOOTER ═══ (within dark #181d27 bg from parent)
   Contact grid: 3 columns, gap 20px
   Contact item: padding 16px, border-radius 4px, text-align center
   Label: 14px color #a4a7ae
   Value: 16px weight 600 color #fdfdfd letter-spacing -0.01em
   Disclaimer: border-top 1px #414651, padding 16px/24px, font-size 11px, color #a4a7ae, center
═══ */
.footer {
  padding: 0 0 0;
  border-top: 1px solid rgba(255,255,255,0.08);
}
.footer__inner { padding-bottom: 0; }
.footer__contact {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 20px;
  padding-top: 48px;
  padding-bottom: 48px;
}
.footer__contact-item {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 8px;
  text-align: center;
}
.footer__label {
  font-size: 12px !important;
  font-weight: 400 !important;
  color: #6b7280 !important;
  line-height: 20px;
  letter-spacing: 0.02em;
  text-transform: uppercase;
}
.footer__contact-item a,
.footer__contact-item span {
  font-size: 15px;
  font-weight: 400;
  color: rgba(255,255,255,0.8);
  line-height: 1.6;
  letter-spacing: 0;
}
.footer__contact-item a:hover { opacity: .75; }
.footer__link {
  font-size: 15px;
  font-weight: 400;
  color: rgba(255,255,255,0.8);
  text-decoration: underline;
  text-underline-offset: 3px;
  line-height: 1.6;
}
.footer__link:hover { color: #fff; opacity: 1; }
.btn-phone {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  width: 100%;
  padding: 10px 20px;
  border-radius: 999px;
  border: 1px solid rgba(255,255,255,0.2);
  background: rgba(255,255,255,0.06);
  font-size: 15px !important;
  font-weight: 600 !important;
  color: var(--bg-off) !important;
  letter-spacing: 0.01em;
  line-height: 1 !important;
  transition: background .15s, border-color .15s, transform .1s;
  text-decoration: none;
  box-sizing: border-box;
}
.btn-phone:hover { background: rgba(255,255,255,0.12); border-color: rgba(255,255,255,0.4); transform: translateY(-1px); opacity: 1 !important; }
.btn-phone--whatsapp {
  border-color: rgba(37,211,102,0.4);
  background: rgba(37,211,102,0.08);
  color: #4ade80 !important;
}
.btn-phone--whatsapp:hover { background: rgba(37,211,102,0.18); border-color: rgba(37,211,102,0.7); }
.btn-phone--email {
  border-color: rgba(100,150,255,0.35);
  background: rgba(100,150,255,0.08);
  color: #93b4ff !important;
}
.btn-phone--email:hover { background: rgba(100,150,255,0.16); border-color: rgba(100,150,255,0.6); }
.footer__bottom {
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 16px;
  padding: 24px 0;
  border-top: 1px solid rgba(255,255,255,0.1);
  flex-wrap: wrap;
}
.footer__bottom strong {
  font-size: 16px;
  font-weight: 700;
  color: var(--bg-off);
}
.footer__disclaimer {
  font-size: 11px;
  font-weight: 400;
  color: #a4a7ae;
  line-height: 15.4px;
  text-align: center;
  padding: 16px 0 24px;
  border-top: 1px solid #414651;
}

/* ═══ MODAL ═══ */
.modal-overlay {
  display: none;
  position: fixed;
  inset: 0;
  background: rgba(0,0,0,0.6);
  z-index: 200;
}
.modal {
  display: none;
  position: fixed;
  top: 50%;
  left: 50%;
  transform: translate(-50%, -50%);
  z-index: 201;
  width: 90%;
  max-width: 400px;
}
.modal.active, .modal-overlay.active { display: block; }
.modal__box {
  background: var(--bg-white);
  border-radius: 8px;
  padding: 40px 32px;
  text-align: center;
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 16px;
  box-shadow: 0 4px 24px rgba(0,0,0,0.15);
}
.modal__icon {
  width: 60px;
  height: 60px;
  border-radius: 50%;
  background: var(--green);
  color: #fff;
  font-size: 32px;
  font-weight: 700;
  display: flex;
  align-items: center;
  justify-content: center;
}
.modal__box h3 { font-size: 22px; font-weight: 600; color: var(--text-black); }
.modal__box p  { font-size: 15px; color: var(--text-mid); line-height: 1.5; }

/* ═══ RESPONSIVE ═══ */
@media (max-width: 1100px) {
  .lenders__cards { grid-template-columns: repeat(2, 1fr); }
  .profiles__grid { grid-template-columns: repeat(2, 1fr); }
}

@media (max-width: 900px) {
  /* ── Uniform section padding on tablet/mobile ── */
  .section-pad,
  .toolkit--bottom,
  .lenders,
  .savings,
  .comparison,
  .profiles,
  .calculator,
  .how-it-works,
  .social-proof,
  .faq,
  .final-cta { padding: 64px 0; }
  .lenders { padding: 64px 0 32px; }

  .toolkit__inner { grid-template-columns: 1fr; }
  .toolkit__left { padding: 40px; }
  .toolkit__right { padding: 0 40px 40px; }
  .lead-form { padding: 32px; border-radius: 8px; }
  .faq__left { position: static; }
  .savings__inner,
  .comparison__inner,
  .calculator__inner,
  .social-proof__inner,
  .faq__inner { grid-template-columns: 1fr; gap: 40px; }
  .savings__left { padding-right: 0; }
  .comparison__intro { padding-right: 0; }
  .calculator__left { padding-right: 0; }
  .calculator__right { padding-left: 0; }
  .faq__left { padding-right: 0; }
  .steps { grid-template-columns: 1fr; }
  .lenders__header { grid-template-columns: 1fr; }
  .lenders__header .btn { grid-column: 1; grid-row: auto; }
  .footer__contact { grid-template-columns: 1fr; }
  .footer__bottom { flex-direction: column; align-items: flex-start; }
  .nav__link { display: none; }
  .profiles__grid { grid-template-columns: 1fr 1fr; }
  .testimonials__grid { grid-template-columns: 1fr; }
  .calc-result__row { grid-template-columns: 1fr; }
}

@media (max-width: 600px) {
  .hero__headline { font-size: 32px; line-height: 38px; }
  .hero__headline br { display: none; }
  .hero__ctas,
  .profiles__ctas,
  .how-ctas { flex-direction: column; align-items: stretch; width: 100%; }
  .hero__ctas .btn,
  .profiles__ctas .btn,
  .how-ctas .btn { display: flex; width: 100%; min-width: 0; box-sizing: border-box; }
  .profiles__grid { grid-template-columns: 1fr; }
  .lenders__cards { grid-template-columns: 1fr; }
  .steps { grid-template-columns: 1fr; }
  .toolkit__badge { width: 100%; }
  .final-cta__inner { grid-template-columns: 1fr; gap: 48px; }
  .final-cta__content { align-items: stretch; width: 100%; }
  .final-cta__content .btn { display: flex; width: 100%; min-width: 0; justify-content: center; box-sizing: border-box; }
}